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A lender required to report dwelling mortgage loan data pursuant to twelve CFR section 1003 must involve in its public file a penned notice which the financial institution's HMDA Disclosure Statement could possibly be attained on the Consumer Economical Safety Bureau's (CFPB's) Internet site at:
질문들, 이제 더 이상 걱정하지 마세요. 이 글에서는 컴퓨터, 스마트폰, 앱 등 다양한 방법으로 네이버에 접근하는 방법을 명쾌하게 정리하여 알려드립니다. 네이버 세상으로 향하는 지름길, 지금 바로 함께 떠나보세요!
In each relevant Retail Lending Check Location, the Board evaluates originated and acquired loans in Each individual of the following products traces that is a important item line, as explained in paragraph (d)(2) of the area:
signifies, notwithstanding the definition of “small small business” On this portion, a loan included in “loans to smaller companies” as described in Routine RC-C of the decision Report.
The Board works by using the facility-centered assessment areas delineated by a financial institution in its evaluation on the bank's CRA effectiveness Except if the Board establishes that the power-dependent assessment spots will not comply with the necessities of the area.
The Board weights the financial institution's overall performance score for your overall performance tests relevant to an intermediate lender as follows:
(1) Revitalization or stabilization, critical Local community facilities, necessary community infrastructure, and catastrophe preparedness and climate resiliency things to do in Native Land Spots are pursuits specially focused to and done in Native Land Regions.
The Lender Evaluation Area Community Improvement Financing Metric steps the greenback quantity of the financial institution's Neighborhood growth loans and Neighborhood growth investments that reward or serve a facility-based evaluation space in comparison with deposits while in the bank that can be found in the ability-based mostly evaluation location, calculated pursuant to paragraph II.a of appendix B to this section.
A bank may well post further information and facts towards the Board on the private foundation, but the targets said during the prepare need to be sufficiently particular to allow the public and also the Board to evaluate the deserves of your program.
(A) A lender may possibly specify annual measurable plans for Local community advancement loans, community enhancement investments, or equally. The bank will have to base any once-a-year measurable objectives to be a proportion or ratio of your financial institution's Group advancement loans and Group advancement investments for all or sure varieties of Group advancement described in § 228.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
A lender's approach ought to offer a justification that demonstrates the need for here the following aspects of a approach mainly because of the lender's small business design (
The Board evaluates a limited function lender's community improvement financing performance within the nationwide spot, pursuant to § 228.19, and assigns a conclusion for that establishment based upon the Board's thing to consider of the subsequent two factors: